Welcome to Realty Executives White Mountains


Pinetop AZ Real Estate - Lakeside AZ Real Estate
Show Low AZ Real Estate - White Mountains of Arizona Real Estate

Please feel free to browse through this site to explore the Navajo County communities of Pinetop-Lakeside, Show Low, and other areas in the White Mountains of Arizona. This comprehensive online tool offers direct access to the latest properties for sale in these areas. Featuring extensive community information, consumer links, free reports, answers to commonly asked real estate questions, and more, you'll find everything about real estate within one easy source. 

In the April 2009 edition of Where to Retire magazine Pinetop-Lakeside was chosen as
one of eight places in the country with fantastic weather.

Whether you are a first time buyer or an experienced investor, you will find useful information about how to choose the "right" property, making an offer, negotiating, financing, mortgage rates, moving, and everything involved in making an informed real estate decision in today's market.

If you currently own property and are thinking of placing it on the market, this site contains information about preparing your home for sale, selecting the right agent, pricing your home appropriately, marketing it effectively, going through the inspection processes, and receiving a timely market evaluation.  Please be sure to check out our 
Marketing Plan of Action to get your Property SOLD!

 

Be the First to Know About New Listings in the
Pinetop, Lakeside and Show Low Areas

Click Here to sign up to recieve automatic email notifications each time a property is listed for sale that has the features and price you are looking for.  If you are looking for foreclosed real estate or short sales, include this as a feature and you will only be sent listings of foreclosed properties or short sales.
 


The Foreclosure Process and Free Lists of Foreclosed Properties


"Foreclosed", "Lender Owned", "Bank Owned" and "Real Estate Owned" (or "REO") are all terms for property that has gone through the foreclosure process and title is now held by the lender.  Foreclosed properties can offer some great opportunities to buyers to purchase real estate below market value.  Lenders do not want to own real estate and most of the time they will price the property aggressively in order to sell quickly.

The first step in this process is when the lender issues a Notice of Trustee Sale to the property owner.  The actual Trustee Auction is scheduled a minimum of 90 days after the Notice of Trustee Sale is issued.  For several reasons, few foreclosure properties are actually sold at Trustee Auctions, and after the auction title to the property is given to the lender.

Buyers face some risks when purchasing foreclosed properties.  Foreclosed properties are almost always sod "As Is" and the buyer will not receive a "Seller's Property Disclosure Statement" from the seller.  Lenders also establish their own terms and conditions when they sell foreclosed properties.  This gives a new meaning to the term "Golden Rule".  In this case, "He who has the gold makes the rules".  For these and many other reasons it is important to have a REALTOR® who is experienced in handling foreclosed property transactions represent you.

If you are considering buying foreclosed property please contact us for a Free List of Foreclosed Properties in the Pinetop, Lakeside and Show Low areas that have gone through the foreclosure process and now owned by the lenders, and a list of properties that have received a Notice of Trustee Sale and will probably be coming available in the future.


Real Estate "Short Sales"


The term “Short Sale” was seldom heard before the last few years. In simple terms, a “Short Sale” is when the lender agrees to let the property owner sell the property for less than what is owed on the mortgage, and releases the mortgage. 

You might wonder why a lender would agree to do this. A property owner usually decides to do a short sale to avoid foreclosure and lenders lose far more money when they have to foreclose on a property than they do in a Short Sale.

There are usually many advantages to the property owner to do a Short Sale instead of having the lender foreclose, but there are many things the property owner must look out for. This is why it’s important to have a trained professional handle these difficult transactions.

If you are thinking of selling your home, but you owe more than it’s worth, please call me today to discuss the possibility of doing a Short Sale.  Having earned the CDPE, CSSN and SFR designations I have been trained to assist you with negotiating with your lender and help make the entire process much easier for you.

Sincerely,

Tom & Debbie Clancy
Realty Executives White Mountains
 


Featured Listings


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Featured Listings


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Contact Tom At:

Email:  Tom@HomesInPinetop.com
Phone:  928-242-1075

Contact Debbie At:

Email:  Debbie@HomesInPinetop.com
Phone:  928-242-1074



 

Realty Executives White Mountains

PO Box 4186

 1413 E. White Mountain Blvd.

 Pinetop, AZ 85935

(800) 688-6630


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